To do or not to do? (Car insurance related question)

[mrhasan]

Originally Posted by Coralgurl

If it doesn't affect the original claim then no biggie. The other driver can say what gets fixed and what doesn't. Then they are separate claims.

My car got keyed a few months after I got it. I knew it needed to be fixed but held off. A few months later I got rear ended. Took it in and I was clear they were separate claims, ther guys insurance covered my bumper, I covered the keying work. Easy peasy.

So, will it be a good idea to hold off my part of claim and see what the agent has to say?