How many fish is too many? Tank Stocking

[Dearth]

I have stocked my 95 gallon tank with up to 20 fish but they were all small 5 inches and smaller I won’t put big fish in my tank due to possible stress, fighting over hiding spots or bullying.

I currently have 14 fish in my tank and they are always out and aside from my clownholes are peaceful with each other. Downside to this is that more fish create a heavier bioload and your tank gets dirtier that much faster and it is possible to have big swings in your tank parameters