I've done a few DIY builds and it really depends on the tank size and budget. 
 
If I had a 13" wide tank it would be DIY all the way.  All of the other fixtures are really built to cover a 20"+ width.  With the DIY you could go with 2x 1.8" x 36" heatsinks and put 12 led's on each.  With this you would only need 2 drivers (one for whites and one for blue/royal blue).  My guess is you wouldn't even need a fan.  I run 36 led's per 12x6 pendant (fan-less) and the fixture maxes at 100F (130 is acceptable).  I'd guess this setup wouldn't run you more than $350. 
		
	
		
		
		
		
		
	
		
		
	
	
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