I would say if you rent: get tenants insurance, so that if it fails, and water goes down multiple floors, you would be considered liable personally for all the repair. Even if it is a strata building you are responsible for any damage to other units.
If you own, same thing. Get some liability insurance on your policy and discuss with the insurance agent about fish tanks.
Mine covers any damage to other condos, all my equipment, but does not cover the contents of the tank.
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