[Chaloupa]

This is easy to do...make out the balance transfer cheque to her own bank account, deposit it and then make the payment on the correct visa from her account....some credit cards will also do a balance transfer direct deposit into your account to pay off many items directly from your personal bank account. One thing to note is that she can't use the balance transfer cheque to make the actual payment on the credit card as it is a visa too and they don't usually like to do that...unless it is from a different carrier (if paying off a Scotia Bank Visa with a Royal Bank Visa cheque) ......