Me and my Father developed our basement a couple years ago and we never got any permits, but we did have a friend who was an electrition check all or wiring before we connected the power. Its not a hard DIY if you have a few extra hands, the hardest part i found was caring the drywall into the basement, and taping mudding the drywall, that was horribbly dusty.
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Sean
Back in the good ole days 
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