Sorry to resurrect a dead thread, but has anyone actually tested the 'coral and livestock' question with their insurance company? I (un)lucked into a couple of tank failure threads on RC (tanks breaking, not what we normally call a tank crash) and not one of them got coverage for the coral or livestock. Fire, tank broke, tree fell on, the tank was covered as was equipment but never any of the living inhabitants.
Charles
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Where did my rum go?!
Success in this hobby does not count how you spend your money, it counts how you spend your time.
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