Insuring your tank
 

Its coming to be that time of year, insurance renewal time, and I was wondering who everyone insured their tanks with, and what does it cover?

Anyone have any insurance experiance?

my Tank is included in my home policy... but only for breakage and water damage as a result

Vanreefer,

So if your tank breaks and water damage results is EVERYTHING covered? By everything I mean the tank contents, fish, etc?

I don't believe it covers livestock... but all equipment and the tank is insured as well as the damage to the building

Mine covers house (damage) and equipment (loss), no lifestock or contents.

Dave

Does that cost extra on your regular policy

no, if you want the live stock to be covered then yes.

Steve

If you're in a condo, does it cover damage to other people's property?

The way I understand the my insurance is that if the tank breaks and you ar renting or cause damage to someone else's propety(ie.condo) then your insurance covers ithe damage.When I talked to my insurance company I am covered for livestock as well.They will need a list of your stock and pics.And I keep my receipts of everything I buy.There is my 2 pennies.

george

My policy does.
I checked with my insurance company to be sure.
Covers leakage, breakage, resultant damage.
Everything but lost livestock.

Hmmm. Brings to mind a question. I wonder if Live Rock would be covered?
You'd think so 'cause it is basically an inert substance. Just has live stuff in and on it is all.

Cheers,