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If you are looking at a condo type residence, you need to make sure you look at bylaws as well. A residential Landlord renting their condo unit is bound by those bylaws and may not share them with you or even be aware. You are governed by them just as much as they are. You should also make sure that they are permitted to rent out their unit, some condos have certain restrictions or conditions. Kills me how many people don't have insurance, rental, home, car etc.!!! Its so cheap for such a little bit of piece of mind if anything ever goes wrong.....If you caused damages as a result of a major tank leak, do you not think the Landlord would come after you for compensation? I know you are a student, but if you can afford this hobby, you can afford tenants insurance!!! |
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Having spent many years as a tenant, always having tenant's insurance, and now being a landlord of 2 properties, I can see where he's coming from about the tank, but not the rent increase ...
He may not want the 70g if it's not on a ground/concrete floor, but that's just a thought as I don't know your situation From a landlord's perspective, and humidity aside, I wouldn't want the headache of going through all the cleanup after a leak, regardless of tenant's insurance For example, if the rental property needs to be vacated during repairs from water damage, the landlord will be out of pocket until the premises are again habitated Plus, the insurance company will go over everything damaged that wasn't new, and pro-rate repair costs We had an issue I won't go in to that cost us, out of pocket, $7,000, including 2 months of lost rental income No matter what you decide to do, get tenant's insurance. It'll cover all your personal belongings in the event of fire and theft. Flood is stupid fine print, so ignore it Good luck with whatever you decide to do bud :smile: |
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Well I asked him whether I can put it on the concrete floor in the basement but he won't allow it in any way. He told me told to teach him physics (huh?). Well I do understand his points and he should be worried about it but the way he put it was not right. I currently have two choices: 1. Get a new apartment which will let the tank in. I am really not looking forward to this as moving can be a bit messy and I will be wrapping up my thesis during that time too. 2. Turn back the 20 gallon, maybe sell the pump and skimmer and keep the tank and plumbing in storage so that in the future, when I can setup a bigger tank, I won't need to look for another one. Plus selling the tank will be a big hit to my pocket too so I don't wanna do that. |
Really sucky situation either way. Moving and finding a new place can be stressful and packing really really really sucks. Downgrading also sucks but is easier to do in the short term. If you do downgrade I would definitely keep the tank and equipment so you have it for when you are able to upgrade again.
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In any case, I was very pleased with how my insurance company handled it, including covering the rental loss during the restoration. When they were done, I had a minor reno in the house, and it looked better than before. The only downside was having to pay higher premiums the next few years. |
Did you ask him if it would be a problem with rental insurance? My old landlords didnt want the tanks I'm there either til I got rental insurance $200~ per year.
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